Job Requirements

Role/Job Title: Associate Relationship Manager-Personal Loan

Function/Department: Rural Banking

Job Purpose:

To Start Personal Loan in Rural Market and service and source the product.

Primary Responsibilities:

• Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs.
• Map out prospects in the town to scope business potential.
• Disburse Personal loans based on needs assessment.
• Conduct end-use checks as specified post disbursal of loans.
• Achieve monthly and annual loan booking targets.
• Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements.
• Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.

Secondary Responsibilities:

?   Maintain high collections efficiency through discipline and drive.

?   Preparation of accurate documentation of loans.

?   Coordinate with operations officer to ensure timely data entry.

?   Nudge behavioural changes in customers to move towards online banking.

?   Ensure compliance as per the bank requirements.

Education Qualification:

Graduation: Bachelor?s in Engineering / Technology / Math?s / Commerce / Arts / Science / Biology / Business / Computers / Management.

Experience: 0 to 2 years of relevant branch banking experience.