Role/ Job Title: Area Head - Group Loans

Function/ Department: Rural Banking

Job Purpose:

Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard

Roles & Responsibilities:

• Primarily responsible for sales and collections of JLG, MHL & other related products 
• Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
• NTB acquisition of customers with retention of existing customers 
• Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
• High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses

Secondary Responsibilities: 

• Ensuring best customer service with minimum/zero escalations
• Driving digital initiatives within existing products

Managerial & Leadership Responsibilities:

• Building a strong and high-performance team down under
• Training new hires and nurturing existing talent.
• Continuous guidance to team to prepare them for next role.
• Ensure minimum attrition.

Education Qualification: 

Graduation: BA, BBA, B.com & B.sc

Post-graduation: MBA/PGDM

Experience: 15+ years of relevant experience.